Guardian Accident & Injury Lawyers | October 30, 2024 | Car Accident
If you’ve been injured in a car accident in Georgia and filed a personal injury claim, you’re probably wondering how long it will take to receive your settlement check. The timeline can vary depending on several factors, but understanding the process can help you manage your expectations.
What Is the Car Accident Settlement Timeline in Georgia?
The time it takes to receive a settlement check after a car accident in Georgia can range from a few weeks to several months—or even longer in complex cases. Here’s a basic breakdown of the process:
Reach a Settlement Agreement
First, both parties need to agree on a settlement amount. These negotiations can take time, especially if there are disputes over who was at fault or the extent of your injuries. If both sides are cooperative, this step might be quicker, but contested cases can prolong negotiations for months.
Sign the Release
Once a settlement is reached, you’ll typically sign a release form. This legal document states that you agree to the settlement and waive your right to pursue further legal action regarding the accident. Reviewing and processing the release typically takes a few days to a week.
Insurance Processing
After the release is signed, the insurance company processes the payment. In Georgia, insurers are expected to handle claims promptly, but it can still take several days for the payment to be issued.
Receive Your Check
The settlement check is usually sent to your attorney, who will deposit it into a trust or escrow account.
From there, your attorney will:
- Deduct legal fees: Most personal injury lawyers work on a contingency fee basis, meaning they receive a percentage of the settlement.
- Pay any liens or outstanding bills: This may include unpaid medical bills or other expenses related to your case.
- Release the remaining funds to you: You’ll receive the balance, which is your net settlement amount.
This final step typically takes a few more days.
What Factors Can Delay the Settlement Process?
Several factors can influence how quickly you’ll receive your settlement check:
- The complexity of the case: Cases involving severe injuries, multiple parties, or disputed liability can take longer to resolve. More time may be needed to gather evidence, negotiate with insurance companies, or even proceed to litigation.
- Ongoing medical treatment: If you’re still receiving medical treatment, your attorney may advise waiting until you’ve reached maximum medical improvement (MMI) before settling. This ensures that all current and future medical costs are accounted for in the settlement.
- Insurance company delays: Insurance companies may delay processing for various reasons, such as internal bureaucracy or attempts to negotiate a lower settlement. They might also take additional time to verify details or require further documentation.
- Legal or procedural issues: Any errors in paperwork, disputes over the release terms, or legal complications can add to the timeline. Ensuring that all documents are accurate and submitted promptly can help avoid these delays.
Hiring an attorney can help ensure that things move along as quickly as possible.
How Can I Speed Up the Settlement Process?
To help move things along in terms of receiving your Georgia car accident settlement check, you can:
- Provide documentation quickly: Make sure your attorney has all necessary medical records, bills, accident reports, and any other relevant documentation as evidence. Promptly supplying this information can prevent unnecessary delays.
- Stay in communication: Regularly communicate with your attorney to keep the case moving forward. Respond promptly to requests for information or signatures.
- Follow medical advice: Attend all medical appointments and follow your doctor’s recommendations. This not only aids your recovery but also strengthens your case by showing that you’re taking your health seriously.
- Hire an experienced lawyer: A skilled personal injury attorney familiar with Georgia laws can negotiate effectively with insurance companies and navigate any legal hurdles, potentially speeding up the settlement process.
Most car accident lawyers offer free consultations to review your case. They also work on contingency, so they only get paid if you do.
Contact a Car Accident Lawyer in Georgia for Help Navigating the Settlement Process
Dealing with the aftermath of a car accident due to someone else’s negligence can be stressful, especially when you’re waiting for a settlement check to cover your expenses. Working with an experienced Georgia car accident attorney can help you navigate the process smoothly.
For more information, don’t hesitate to contact an experienced [practice area] lawyer at Guardian Accident & Injury Lawyers to schedule a free initial consultation today.
We proudly serve Fulton County, GA. Visit our personal injury law office in Sandy Springs, GA at:
Guardian Accident & Injury Lawyers – Sandy Springs
200 Sandy Springs Place NE, Atlanta, GA 30328
(404) 255-9000