Category: Personal Injury

What Is The Average Settlement For A Personal Injury?

If you’re injured at work, in a car accident, or by some other means, your first thought is probably about your recovery. Will you be out of work, and if so, how long? Will you be able to cover your medical bills and pay your mortgage or rent? 

While these concerns are valid, you shouldn’t have to worry about finances when you’re injured, especially if someone else is responsible for your accident. A personal injury settlement can go a long way in helping you pay for medical treatments and provide for your needs until you return to work. 

What Is a Personal Injury Settlement? 

A personal injury lawsuit may be filed when a person is injured by the actions — or lack of action — of another individual or entity. For example, if a store owner fails to clean up a spill, causing you to slip and fall and break an arm, you might decide to file a lawsuit against the store. 

Instead of taking the case to court for a judge or jury to decide the outcome, though, you could accept a settlement from the store owner’s insurance company. Georgia law follows the modified comparative fault rule, meaning when a person is injured in an accident, any financial award they receive will be decreased if they are found to be partially at fault for the incident. 

For instance, if a driver hits your car while running a stop light, but you did not avoid the accident because you were texting, it might be concluded that you are 20% at fault. Any award would then be reduced by 20%

However, accepting a settlement may or may not work to the plaintiff’s advantage. It’s possible that a jury would award you more than an insurance company is willing to offer. However, a jury could also find that you are 50% responsible for the accident and award you nothing. 

Many people opt to accept a settlement because it is faster and less complicated than going through a court trial where they might not prevail. Working with a personal injury attorney who is skilled at settlement negotiation can help you get a fair and generous settlement. 

The Average Personal Injury Settlement

Many factors are considered when deciding the amount of a personal injury settlement. The type and severity of an injury, the cost of going to court, the pain and suffering of the plaintiff, and the privacy needs of the defendant can all influence the size of a settlement offer. 

No two cases are the same. According to Forbes Advisor, about half of all personal injury plaintiffs receive $24,000 or less. This number can vary significantly, however. 

Other averages based on case type include:

  • Medical Malpractice: $679,000
  • Product Liability: $748,000
  • Premises Liability: $90,000

Additionally, the median award for car accident cases is $16,000. No matter the case type, a personal injury lawyer plays a vital role in the final award amount.

A personal injury attorney uses their experience to fight for fair compensation. Depending on your injury, you could be facing months of unemployment and medical treatment or even permanent disability. Agreeing to a settlement without legal representation can put you at a disadvantage. 

Have You Been Injured In an Accident In Georgia?

If you’ve been injured in the workplace or any other type of accident in Georgia, you may be entitled to financial compensation. Depending on the circumstances surrounding the incident, you may be offered more or less than the average settlement. For the best outcome, working with an attorney dedicated to fighting on your behalf is essential. 

What Is the Difference Between Loss of Income and Loss of Earning Potential?

You might have suffered injuries due to a car accident, a slip and fall accident, a truck accident, or some other cause. You likely qualify for compensation when you suffer an injury due to someone else’s wrongful conduct. In some cases, a workers’ compensation claim is appropriate. In most cases, however, you need to file a personal injury claim. 

“Loss of income” and “loss of earning potential” are two different measures of compensation based on the work-related consequences of your injuries. If you have a personal injury claim, it is important that you understand the difference between these two terms. 

In a nutshell, ‘loss of income’ represents income you have already lost, while ‘loss of earning potential’ represents money you expect to lose in the future.

Context: Summary of Personal Injury Damages

When you suffer a personal injury, you probably qualify for far more than the money necessary to compensate you for missed work days. You can recover both economic and non-economic damages.

Following is a more complete list of the types of compensation you are likely to qualify for: 

  • Current and future medical expenses;
  • Lost earnings;
  • Loss of earning potential;
  • Incidental expenses such as child care, treatment-related travel expenses, and more;
  • Physical pain and suffering;
  • Emotional distress;
  • The emotional consequences of physical disfigurement (facial scarring, for example);
  • Loss of enjoyment of life;
  • Loss of consortium (intimacy and sexual relations); and
  • Punitive damages. Courts only occasionally award punitive damages, and they are subject to special rules. 

You probably don’t qualify for every item of the damages listed above, but you may very well qualify for some of them.

Loss of Income

For most employees, loss of income includes the loss of:

  • Regular wages or salary;
  • Overtime pay;
  • Bonuses; 
  • Tips, if you are a tipped employee;
  • Sick leave and vacation time that you had to use up because of your injuries; and
  • Any other work-related compensation you lost because of your injuries.

You can also claim the value of benefits provided by your employer, such as private use of a company car. Talk to your lawyer, however, because valuing such items can be tricky.

If You Have a Variable Income

Loss of income is more difficult to calculate if your income is not stable. You might work on commission, for example, or you might own your own business. You can prove your loss of income by first establishing your average daily income, no matter how much it may vary from day to day. Next, you multiply your average daily income by the number of work days you missed. 

It can get even trickier if you have to calculate the loss you sustained by missing a meeting with an important potential client. After all, how do you know whether you would have successfully retained the client had you attended the meeting? A lawyer can help you with this.

Loss of Earning Potential (Diminished Earning Capacity)

Whereas loss of income compensates you for money you have already lost because of your injuries, loss of earning potential compensates you for anticipated future earnings. This measure of damages applies only if you suffer from a long-term or permanent injury. 

Your measure of damages is the amount you expect to lose from the date of your claim until either the date you expect to reach a full recovery or your retirement date, whichever comes first.

The value of your loss of earning potential claim depends on several factors, including: 

  • How much money you were making before your accident;
  • Your career trajectory at the time of your accident;
  • The degree of your disability (whether you can work at all, and if so, how much and in what kind of position);
  • The duration of your disability; and
  • Your age (if you don’t anticipate recovering before retirement).

You will probably need at least one expert witness to help you calculate the total amount.

Let a Personal Injury Lawyer Fight for Your Rights

It can be tricky to prove loss of earnings. It’s likely to be even more difficult to prove loss of earning potential. For the latter calculation, at least, you’re probably going to need not only an experienced personal injury lawyer, but also at least one expert witness. 

Contact a lawyer ASAP to schedule a free initial consultation.

What Is the Process for Bringing About a Claim?

Millions of injury claims are brought forward every year. A personal injury claim process starts when a private individual called a “plaintiff” files a complaint against another person or entity known as the “defendant,” seeking a form of compensation for an injury allegedly caused by the defendant. Whether you are considering an injury claim due to slip and fall incidents, automobile accidents, medical malpractice, or several other potentially harmful situations, understanding the process of bringing about a claim is crucial. 

Below we take a look at all the basic steps to bring about a claim:

Personal Injury Claim and Statutes of Limitations

Essentially, it is essential to file your personal injury lawsuit before the statute of limitations deadline expires. A statute of limitations refers to a law that specifies the duration of time that may pass before a lawsuit is filed. Each state has its own statutes of limitations for different types of cases, and it is crucial to understand the specific deadlines for your state. The statute of limitations clock starts when your personal injury occurs or when you discover your injury. Failure to file a lawsuit before the deadline expires may make it quite challenging to bring a lawsuit in court and recover compensation for your damages.

The Step By Step Guide to Filing a Personal Injury Claim

No personal injury lawsuit is necessarily the same as the other. Besides, each state has its own rules and standards that could affect how the case starts and proceeds. However, here are the basic steps common to most personal injury lawsuits.

Step 1: Filing a Complaint and the Summons

The first document you file in a personal injury lawsuit is called a “complaint.” Almost all cases require the payment of a filing fee, usually ranging from $30-$300 depending on the state. The complaint includes the following crucial information:

  • The identities of potential defendants
  • Legal basis for the court’s jurisdiction concerning the lawsuit, the legal claims, and the facts surrounding those claims
  • The prayer for relief, which explains the actions that you want the court to do, for example, enter judgment against the defendant and the damages you are seeking.

Once you have successfully filed your claim, your next step is to make the defendant aware that you are suing them. You can achieve this through a document known as the “summons.” The summons notifies a potential defendant of the lawsuit while referring them to the attached complaint. Notably, you must file both the complaints and summons with the court. Additionally, both the complaint and summons must be “served” to the defendant in a legal procedure referred to as the “service of process.”

Notably, there are specific state rules that you must follow when serving the defendant. For example, most jurisdictions don’t accept summons that are mailed to complainants. It is crucial that you properly serve your summons, or the court may dismiss your lawsuit based on inadequate process.

Step 2: Response or Answer

Once you serve the complaints and summons, you must allow the defendant to respond within a specified amount of time. This period may vary from one court and jurisdiction to another but usually averages around 21 days.

The defendant’s response to the complaint is legally referred to as the “answer.” The answer typically addresses all the allegations raised in the complaint by admission or denial. The defendant’s answer typically sets forth the course of action the case takes. The defendant may raise legal reasons why they should not be held liable for your damages through a process called a “counterclaim.” Essentially, the counterclaim takes the format of the complaint, and once you receive it, you will have an opportunity to answer.

Step 3: The Discovery

Once the initial pleadings have been filed and dispensed with, both parties begin obtaining evidence from each other. This process is legally referred to as the “discovery.” The purpose of the discovery is to enable both parties to access all the essential information they need to build their case or defense strategy.

Notably, you don’t hand over or receive evidence automatically from each other. The law provides that you request the information you need to build a strong case. Some of the standard tools to use when requesting this information from the other party include:

  • Depositions: A deposition refers to a witness’s sworn out of court testimony and is one of the most utilized tools when gathering information in a discovery process. The witness being deposed is referred to as the “deponent.” The deponent must answer the questions orally and under oath. Notably, depositions may not involve the courts as the process is initiated and supervised by the parties. The persons present in a deposition are the deponent, a person qualified to administer the oaths and both parties’ attorneys.
  • Interrogatories: Interrogatories refer to a set of questions a party in a lawsuit submits to the other party. Ideally, the responding party is expected to answer the questions under oath and in writing.
  • Requests for production: Requests for production borrow similarities from interrogatories. However, instead of asking questions, a party requests the other to avail copies of relevant documents in their possession.
  • Request for admission: This involves one party asking the other to admit or deny any material fact
  • Physical examinations: A court may authorize a mental or physical examination of the party whose condition is an issue

Step 4: Motions

A motion is an application that either party makes to the court requesting a decision on a specific issue before the trial begins. A motion can have adverse impacts on the trial, defendants, evidence, or testimony. It is the prerogative of the judge to decide the outcome of the motions. Where a ruling on a motion results in a termination of the lawsuit, it is referred to as a “dispositive motion.” Some of the typical motions in personal injury cases include:

  • Motion for summary judgment
  • Motion for default judgment
  • Motion for change of venue
  • Motion to compel

Step 5: Pretrial Negotiations 

Pretrial negotiations refer to the process where parties bargain a settlement to avoid expensive, time-consuming, and emotionally draining trials. There are three ways out of pretrial negotiations:

Settlement: After the discovery is concluded, the lawyers from both sides generally discuss the settlement. Settlement processes involve written offers and counteroffers or oral conversations between attorneys over the phone. Most claims are settled before the trial begins.

Mediation: If the attorneys fail to reach an agreeable settlement during the negotiations, the court may appoint a neutral third party to help. The third party is legally referred to as a “mediator.” The mediator meets both parties in private to discuss the strengths and weaknesses of their case and assist them in settling.

Arbitration: Parties may also choose a third party referred to as an “arbitrator” to resolve their dispute. In an arbitration process, parties in a dispute provide evidence and argue their cases to the arbitrator in a mini-trial. If parties settle their dispute during arbitration, they usually may not appeal the arbitrator’s ruling to a court.

Step 6: The Trial

If parties fail to settle, the case moves to trial. A trial is a court process in which a plaintiff seeks damages or other remedies from a defendant through a lawsuit. In a civil trial, the judge or jury assess the evidence and listens to both parties’ argument before deciding whether the defendant should be held legally responsible for the damages suffered by the plaintiff. A civil trial has six primary phases:

  • Choosing of the jury: Lawyers and judges choose juries through a process called “voir dire.” During this process, the attorneys for both sides and the judge ask potential jurors questions to determine their suitability and competency to serve in a case.
  • Opening statements: Opening statements feature attorneys from both sides speaking to the jury and describing the case. The attorneys use this chance to narrate the story of the case and what they hope to prove with the evidence they will present. Notably, legal arguments are prohibited during the opening statement.
  • Witness testimony and cross-examination: A cross-examination is where an attorney from the opposing side questions a witness from the other party.
  • Closing arguments: Closing arguments are typically the climax of the trial. During this process, attorneys from both sides deliver an emotional plea for justice. Closing arguments present great opportunities for attorneys to pull together all critical aspects of the evidence for the jury with the sole aim of appealing to their reasoning and persuading them to view the case from a certain angle.
  • Jury instructions: Jury instructions refers to a set of guidelines that the judge gives to the jury concerning the law that applies to the facts they have found to be true. The main goal of the instructions is to help the jury arrive at a verdict that follows the law of that jurisdiction. These instructions must be given in a manner that enables a layperson to understand and effectively administer justice.
  • Jury deliberation and verdict: Jury deliberations refer to the process where a jury in a trial court discusses the court’s findings in private and decides the argument to agree upon. Once the jury receives the jury instructions, they will retire to the jury room and begin the deliberations. In most states, a presiding juror presides over the jurors’ deliberations and votes. During their deliberations, the bailiff guarantees no party or their representatives access to the jury to influence their verdict.

Step 7: A Collection of the Judgment

If you win the lawsuit, the judge or jury may award you money for damages. At this juncture, it is easy to think the hard part is over. However, this may not always be the case. Sometimes the defendant may fail to pay the amount of judgment as directed by the court order. Collecting a judgment from an uncooperative defendant is as challenging as winning a lawsuit in some cases. However, if this happens, your lawyer can help you take additional steps to collect the judgment. These steps include:

  • Placing a lien on the debtor’s real property
  • Garnishing the debtor’s wages
  • Carrying out post-judgment recovery to uncover a debtor’s sources of income and assets

Step 8: The Appeal

Where a party in a dispute doesn’t agree with the court ruling at the trial, they have a right to appeal the decision. As part of the appeal process, each party is accorded opportunities to submit a brief to the appellate court. The appellate judges review the brief and the record of the trial court before releasing their opinion. This opinion will either affirm the verdict by the trial court or reverse it. The court may also order a new trial.

How Long Do Personal Injury Lawsuits Take?

There is no typical personal injury claim, and it may be quite a challenge to predict the length of time your case takes before you receive a settlement or awards for damages. Once your attorney files a lawsuit, the clock starts running before a case makes it to trial. Typically, most states have different pretrial procedures, but for the most part, it usually takes one to two years for a personal injury case to get to trial. The factors that determine the timing of the case include:

  • The complexity of the case.
  • The number of damages that a plaintiff seeks from the defendant
  • The severity of the injuries
  • The caseloads in your jurisdiction
  • Defendant’s willingness to settle

Injury Lawsuits Alleging Professional Malpractice

Some states require you to file a certificate of merit, affidavit of merit, or an order of proof when filing a lawsuit that concerns an injury suffered due to the negligence of a professional like a doctor. The affidavit of merit requires a sworn statement where an attorney or an expert medical witness narrates that your medical malpractice claim meets specific threshold requirements set by the law. 

Get Help from the Professionals

Lawsuits can always be lengthy and complex. If you have been injured and are considering a lawsuit to recover compensation for your damages, the attorneys at Guardian Accident & Injury Lawyers can help settle your case faster and avoid the consequences of litigation. Contact us today to learn more.